Company Name


Head Office

No 66, Mao Tse Toung Blvd., Phum 1, Sangkat Boeng Trabaek, Khan Chamkar Mon, Phnom Penh.

Phnom Penh Branch

Canadia Tower, 20D Floor, No.315 Preah Angdoung St, Sangkat Wat Phnom, Khan Daun Penh ,Phnom Penh

Siem Reap Branch

#439, Street Lok Taneuy, Phum Dork Pur, Sangkat Sla Kram, Siem Reap

MicroFinance license

No. M.F-102 issued by THE NATIONAL BANK OF CAMBODIA (NBC) on 17 June 2022

Trade registration certificate

No. 00026762 registered by Ministry Of Economy and Finance on 18 Aug 2017

Company Owner

JACCS CO., LTD (100%)


Principal Executive Office

Ebisu Neonato Bldg., 4-1-18,Ebisu,Shibuya-ku, Tokyo Japan




US$ 161 millions
Tokyo Stock Exchange listed company (Prime Market)


Company Profile

JACCS is one of the leading companies in Japan’s consumer finance sector. JACCS Co., Ltd, started out as provider of monthly installment credit services in Hakodate, Hokkaido, in 1954. Since then, under a founding philosophy that values trust and reliability, JACCS, has continued to expand its business nationwide in Japan and has expanded its business into growth markets in Asia. JACCS’s main business comprise the credit business, the credit card business, and financing business, which includes credit guarantees and other operations. We drew on our expertise in the consumer credit business in looking in to expand in markets in the fast-growing ASEAN region. After entering Vietnam in 2010, we expanded into Indonesia in 2012 and the Philippines in 2016.

In Cambodia, we have started our operation as Financial Leasing license since March 2018. We aim to stabilize our operations while solidifying our business foundations and stepping up efforts to expand our business. We also seek to maintain top position in each market while establishing a strong brand presence for JACCS. We will also deploy business resources in other swiftly expanding Southeast Asian countries to swiftly penetrate new markets.

On 17th June 2022, the company has converted from Financial Leasing license to a legitimate microfinance institution and changed its name from JACCS FINANCE (CAMBODIA) PLC., to JACCS MICROFINANCE (CAMBODIA) PLC. The company will launch new loan products that meet the needs of customers and are allowed by regulations.